Free tool

Prop firm true cost calculator — 2026.

Most prop firm landing pages show profit splits. They don't show the expected challenge cost across multiple attempts. This calculator does.

Per-attempt pass probability 50%

5% (new strategy) 95% (proven edge)

Industry average is 8–12% pass rate. Disciplined algorithmic traders with a tested EA typically hit 30–60%. Be honest with yourself.

Expected monthly % on funded capital 5%

1% (conservative) 20% (aggressive)

Firm	Challenge fee	Expected total cost*	Avg payout/mo	1st month ROI

* Expected cost = single challenge fee ÷ pass rate. The total you'd spend before getting funded across multiple attempts (statistically).

// notes & assumptions

Challenge fees are 2026 published prices for 2-step Express / equivalent at each firm. They change.
Expected cost divides the single attempt fee by your pass probability. Refunds on success are not modeled (most firms refund on first payout).
Profit split assumes the default tier (typically 80% for FTMO/FundedNext, 75% for The5ers traditional, 90% for Hola Prime).
This is a forecasting tool. Real outcomes vary. Compare the numbers, not the marketing.
Detailed rules per firm: comparison guide.